Dating cheaply

However some solicitors have more expertise at will-writing than others, and just because you get it through a charity is no guarantee of quality.Unfortunately it's not easy to review and assess individual solicitors or will-writers so our primary focus is on cost, not feedback or expertise.If you don't make a will, and there is no one else with parental responsibility, the courts will decide what happens to your child in the event of your death. To reduce inheritance tax If you die intestate (without a will) there are strict laws about to whom and how your estate is distributed (see HMRC for what to do). First, the money may not go where you want, and secondly, it's likely to be inefficient for inheritance tax purposes.The law says you pay 40% of any assets worth over £325,000 that you leave, so those with valuable houses or larger estates could pay a fortune.Worryingly, 54% of UK adults haven't got a will, according to Dec 2018 research by Royal London.This guide shows you how you can get will-writing done for free, either by a solicitor in return for a small charity donation, or DIY if it's simple.

People with dependent children should make a will to name a guardian or guardians for their children, and also to allocate funds to ensure they're financially supported while growing up (though another signed, witnessed written document will suffice).

Yet there are many legal ways you can plan ahead to reduce this.

The Law Commission, an independent body which takes on projects to reform areas of law, has said current will laws are outdated and need to be overhauled.

So the commission launched a consultation with the aim of reforming this and other rules.

The consultation closed on 10 November 2017 and the Law Commission is currently analysing the responses.

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